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CCFPB shows its hand on payday and name and longer-term lending that is high-rate

Avoidance option. Before generally making a completely amortizing covered longer-term loan, a loan provider will have to make basically the exact same capability to repay

dedication that might be necessary for short-term loans, within the term for the longer-term loan. In addition, an capability to repay dedication could be needed for an expansion of a covered longer-term loan, including refinances that end up in a brand new covered loan that is longer-term. Continue Reading…