Credit Freeze & Credit Monitoring
What you should understand:
This alert explains things you can do to protect yourself from identity theft: credit freeze; fraud alert; and credit monitoring. The alert also answers frequently expected questions regarding each.
- Credit freeze
Also known as a вЂњsecurity freeze,вЂќ a credit freeze is something you request from the credit reporting agency to limit use of your credit history. Whenever a freeze is in your account, any unauthorized alternative party whom tries to have a look at your file will dsicover a rule or message indicating that the report is frozen.
This will make it more challenging for identification thieves to open up brand new records in your title because many creditors will need to visit your credit history before they approve brand new credit. Continue Reading…