Our signature loans and credit lines can help with almost any sort of need.

  • House
  • Signature loans and Personal Lines Of Credit

Versatile, fast and options that are affordable

Our signature loans are flexible loans for almost any need – debt consolidation reduction, do it yourself, medical bills, a marriage, or an expense that is unexpected. You have requirements, and we also’ve got choices, including fixed-rate loans, secured finance, and credit lines.

Having a personal bank loan, we provide the security of fixed interest levels, fixed re re payments and prices which are less than typical charge cards. Each of our loans were created together with your wellbeing in mind, which explains why our loans that are personal assistance with anything from overdraft security on your own bank account to addressing a crisis.

Have actually questions regarding which loan suits you? Communicate with us or check out your branch that is local we will assist you to select thereby applying for the loan that is perfect for your economic wellness.

Competitive Low Prices

We’ll work to you for a repayment and loan term that is better for you personally.

Debt & Loan Protection 2

We could assist protect your credit that is good from pros and cons of life.

Various Loans To Meet Your Needs

When you really need to borrow cash, we’ll help discover the loan that is right your preferences.

  • Debt Consolidation Reduction
  • Overdraft Protection
  • Unsecured Loans
  • Credit line
  • Secured Finance

Personal Bank Loan

A loan that is flexible any need.

  • A good loan selection for costs like medical bills, house repairs, training expenses, debt consolidating and just about every other purchase that is large.
  • Borrow as much as $25,000
  • Prices starting at 5.40per cent APR 1 with terms as much as 5 years
  • Fixed, low prices and re payments
  • No loan origination costs
  • No prepayment penalties or finance charge refund for very very very early re payment
  • Skip-A-Pay program available?
  • Free credit file and support that is financial

Overdraft Protection Personal Credit Line

Get easy, worry-free security as much as $500 in your Patelco bank checking account.

  • A great option to increase investing energy between paychecks
  • $500 borrowing limit (may be increased upon demand)
  • Pay just interest in the quantity you employ
  • Prices starting at 9.50% APR 1
  • No month-to-month, advance loan, or use costs
  • Skip-A-Pay system available 2
  • Helps build or rebuild credit whenever re re payments were created on time

Signature Credit Line

Affordable funds phone number for quickinstallmentloans.com whenever they are needed by you.

  • Great choice if you want cashflow flexibility
  • Payments predicated on quantity lent
  • As much as $25,000 borrowing limit
  • Rates starting at 10.00% APR 1
  • No prepayment charges
  • Skip-A-Pay system available 2
  • Access your funds online, by ATM, by phone, or at a neighborhood branch
  • Free credit file and monetary help solutions

Savings Secured Loan

Cost Savings turn into a loan choice that is smart

  • Borrow as much as 100per cent for the funds in your Patelco checking account
  • Terms as much as five years
  • Prices starting at 2.50% APR 1
  • Fixed rate of interest (predicated on credit approval)
  • No prepayment penalties
  • Skip-A-Pay system available 2
  • Free credit history and monetary help solutions

Certificate loan that is secured

Leverage your certification for the loan

  • Borrow as much as 100per cent associated with stability on any Patelco Certificate
  • Terms as much as five years
  • Always check prices
  • Fixed interest (according to credit approval)
  • No prepayment charges
  • Skip-A-Pay system available 2
  • Free credit history and monetary support solutions

For whatever you need

Fixed, low prices and re re payments

Borrow up to $50,000

Terms as much as five years

SIGNATURE PERSONAL CREDIT LINE

For back-up funds

Re re Payments predicated on quantity borrowed

As much as $25,000 borrowing limit

Terms as much as five years

OVERDRAFT CREDIT LINE

For accidental overage on checking

Pay only interest from the quantity you employ

$500 borrowing limit (could be increased upon request)

No month-to-month, cash loan, or usage charges

SAVINGS SECURED LOAN

Borrow on cost savings

Fixed interest (according to credit approval)

Borrow as much as 100percent for the funds in your Patelco family savings

Terms as much as ten years

CERTIFICATE SECURED LOAN

Borrow secured on a CD

Fixed rate of interest (according to credit approval)

Borrow as much as 100per cent associated with the stability on any Patelco certification

Terms as much as 5 years

Loan Re Re Re Payments Calculator

Exactly exactly What would my loan payment be?

Do I need to combine my own financial obligation into a loan that is new?

Regulate how quickly you can get away from debt and exactly how interest that is much might save yourself. Read the calculator.

Simple, protected advantages

No Prepayment Charges

No Prepayment Charges

We won’t charge a fee for paying off your loan early.

On The Web & Mobile Phone Banking

On Line & Cellphone Banking

Handle your hard earned money firmly from practically anywhere.

No application costs

No application charges

No application charges

Unlimited On The Web Bill Pay

Unlimited On Line Bill Pay

Freedom to bay your bills online quickly and firmly

Monetary education tools and seminars

Monetary training tools and seminars

Our objective is always to assist you to grow your economic wellbeing

Fast and loan application that is easy

Fast and effortless application for the loan

Fast and loan application that is easy

1. APR (Annual Portion Price). All loans are susceptible to credit approval, limitations use, prices are susceptible to alter. Loan rates offered effective 4/23/2020. Patelco provides a variety of base prices and discounts that rely on factors such as for instance credit kind, credit rating, loan term, and Patelco account relationship. Extra discounts may use. Real prices are disclosed to approved candidates in writing just before loan consummation and will be up to 15.40per cent APR. For more information on prices, terms, and exclusive discounts for users, such as for instance Commitment domestic, call 800.358.8228 or go to any Patelco branch. The APR range is 5.40% to 18.40per cent with terms available from 6 to 60 months. Example, if you obtain that loan of $10,000 with and interest of 7.40per cent without any origination cost and also make 48 monthly obligations of $242.05, your money costs will likely to be $1,618.13 which will create your repayment that is total amount11,618.13

2. A $25 cost will be included with the mortgage stability when Skip-A-Pay is employed.