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Federal authority within the payday advances is rooted in TILA.

In the wider group of zoning guidelines that control payday loan providers are three kinds of zoning laws and regulations: (1) zoning rules limiting the amount of cash advance organizations that could run in just a municipality; (2) zoning regulations needing payday lenders to keep a necessary minimum distance between one another; and (3) zoning regulations that limit where a payday lender may set a storefront up within a municipality. 49 These zoning restrictions are passed according to the Supreme Court’s choice in Village of Euclid, Ohio v. Continue Reading…