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Lending Point: Best Post-Bankruptcy Personal Bank Loan

Qualifying for the loan that is personal be particularly tricky in the event that you’ve filed bankruptcy within the past. If a bankruptcy happens to be released for at the very least one year, LendingPoint could be happy to assist you.

LendingPoint provides loans to borrowers in 49 states and Washington, DC with fico scores as low at 585. Qualified applicants can borrow as much as $25,000 and interest levels begin at 15.49per cent as much as 35.99per cent.

Reduced credit scores accepted if you meet other certification requirements

Last bankruptcy is not necessarily a deal killer since long because it had been released at the least one year ago

No prepayment penalty is applicable if you’d like to spend your loan off early

Lower optimum loan quantity weighed against other lenders

Origination fees is as high as 6%, with respect to the state your location

Greater interest levels compared to the APR you could be offered somewhere else with better credit

Other information that is important

  • Minimum/maximum amount it is possible to borrow: $2,000 to $25,000
  • APR range: 15.49percent–35.99%
  • Costs: LendingPoint costs origination fees as high as 6%.
  • Recommended minimal credit rating: 585
  • Other certification needs: you need to be 18 years or older, offer a situation or federal ID and Social Security quantity, and also have a banking account in your title. You require the absolute minimum yearly earnings of $20,000.
  • Repayment terms: 24 to 48 months
  • Time and energy to receive funds: as soon as you’re authorized, it is possible to get funds when the next working day. Continue Reading…